Valerie Rumbough

Have you ever received an invitation to a free lunch or dinner from a financial institution, encouraging you to listen to their presentation on estate planning? You probably thought it wasn't worth your time, because only wealthy people need... Continue Reading »

Looking for ideas on how to boost your retirement savings? Kiplinger's Personal Finance Adviser states that many savers are back on track after the market meltdown a few years ago, but some may need to adjust their vision of... Continue Reading »

The end of the year is approaching, and with it comes holiday shopping and gift-giving. While you are considering what to purchase everyone, be sure to add your church to your list.... Continue Reading »

How's your credit score lately? There are a lot of myths out there about what affects your credit score; let's look at what really matters.... Continue Reading »

If you have an employer-provided cell phone, you will be interested in a significant change the IRS made regarding the taxability of both the phone and the usage.... Continue Reading »

Looking for a great return that is fixed? You are not alone. With interest rates so low, it is hard to find anything that is earning a good rate of return. There are some options out there, though.... Continue Reading »

Reverse mortgages are becoming more popular now that the housing market is down, people are living longer, and health care costs are increasing rapidly. However, much caution needs to be used when considering them.... Continue Reading »

Although Jan. 1 is usually considered a time for ?new things? and developing new habits, most Americans consider the fall as that time, mainly due to the fact that vacations are over and school begins. If you are one... Continue Reading »

Got your house in order? I?m not talking about cleaning and organizing your house for when the guests arrive. I?m talking about cleaning and organizing your house (and everything else) for when God arrives!... Continue Reading »

Are you ready for retirement? Most people would emphatically say, ?No!? In today's economy, retirement is being delayed to a later age. However, most people do plan to retire sometime.... Continue Reading »

Having adequate insurance is a necessity for everyone. Whether it is for your auto, life, health, or home, all areas should be considered carefully. Determining the right amount and type, however, can sometimes be difficult.... Continue Reading »

In my last article, I discussed how important it is to have your ?financial house? in order. That is, making sure you have all your financial and other important papers together, and knowing where you stand financially. Once you... Continue Reading »