Valerie Rumbough

A recent article by the Associated Press states that many clergy are ill-prepared for retirement. They cite examples of ministers who are barely able to put food on the table. Lack of retirement funding many times pushes them back... Continue Reading »

How organized are you? Many of us know where our 'stuff? is, although it may not all be in its proper place at any given moment in time. A more important question to ask is, how organized are your... Continue Reading »

We have all known for some time that women on average live longer than men. This actually poses a difficult situation for many women because they still tend to make less money than men, and subsequently save less for... Continue Reading »

Financial abuse of the elderly is a serious tragedy. Although many of our senior adults are more financially savvy these days, this problem is still significant. If you have a friend or family member who is a senior adult,... Continue Reading »

Have you taken advantage of the low interest rates on home mortgages yet? Rates over the last year or so have dropped down to the 4 percent range. This plus the first-time homebuyer credit and falling home prices have... Continue Reading »

How much will you need for retirement? That is a harder question to answer these days, given the uncertainty of healthcare costs, living longer, and the market ups and downs.... Continue Reading »

Okay, it's time to get those tax returns in. The IRS has published its list of the most common errors that people make during this time. Although they seem simple, they can really cause a lot of headaches if... Continue Reading »

Are you totally honest with your spouse? Maybe you aren't. Maybe you or someone you know is hiding credit card debt.... Continue Reading »

Working on your tax returns? Here are a few tips with regard to charitable deductions.... Continue Reading »

For many years, I was told that January was Make Your Will Month. Recently, however, I have heard that it is now September. Did something change?... Continue Reading »

How are your finances doing these days? For a lot of Americans, not so well. According to the National Bankruptcy Research Center, November 2009 marked the ninth month in a row that U.S. Bankruptcy filings exceeded 100,000, bringing the... Continue Reading »

It's that time of year again ? you will soon begin to gather information to prepare your taxes. You may want to keep in mind a few things to make the process run more smoothly.... Continue Reading »