Valerie Rumbough

How's your retirement plan doing? Although many have seen significant gains this year, those gains have not offset the losses that have occurred over the last two years. What has been very interesting, however, is the pattern of recovery.... Continue Reading »

Good news for those of you who are still shopping for a home. Taxpayers have been given an extension on the very popular First-Time Homebuyer Credit.... Continue Reading »

The IRS recently issued Special Edition Tax Tip 2009-12, Seven Facts about the Nonbusiness Energy Property Credit, to inform taxpayers of bigger tax savings available for taking certain energy-saving steps this year and next year.... Continue Reading »

According to population statistics, women outlive their spouses by a very high percentage. With that fact in mind, we have to ask, are women prepared to be widows? That may be a morbid question, but one that needs to... Continue Reading »

On Sept. 24, 2009, the 2009 National Consumer Survey on Personal Finance was released by the Certified Financial Planner Board of Standards. This survey found that 64 percent of respondents do not have a written financial plan in place.... Continue Reading »

The IRS has published its Ten Tips for Taxpayers making Charitable Donations in 2009.... Continue Reading »

Has the recession hit you hard? Are you considering tapping into your retirement? Be aware of the rules before you make that decision.... Continue Reading »

You?ve probably already heard that Social Security payments will not be increased in 2010. This is because the overall inflation rate, which determines the Social Security increase, is at or near zero for 2009. Senior adults who depend on... Continue Reading »

Looking for ways to make ?green? home improvements and save money at the same time? The IRS is offering homeowners the opportunity to do just that.... Continue Reading »

Should an annuity be part of your retirement planning strategy? This question has come up a lot lately, especially with the uncertainty of the market.... Continue Reading »

The economy has caused many of us to stretch ourselves financially. One area that individuals may be able to save is with insurance. It is very important to periodically review policies you have on your home, auto, and life.... Continue Reading »

Michael Jackson, an international pop star, passed away recently. It is hard not to know this, since the media has carried it so extensively. His departure leaves us with quite a legacy of music that spanned over 40 years.... Continue Reading »